Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it. Spirit Insurance provides the best Homeowners, Renters and Condo Insurance for Residents in New York.
Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets. Maintenance-related problems are the homeowners' responsibility.
HDamage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. It only takes a few minutes to fill out the E-quote form and we will make every effort to insure that you are insured for your home.
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Car Insurance NY with Spirit Insurance...Providing New York Residents Auto Insurance, Home Owner Insurance, Business Insurance, Motorcycle Insurance in New York for over 33 Years! Free Insurance Quotes for Discount Car Insurance, Auto Insurance, Homeowner Insurance, Commercial Insurance, Motorcycle Insurance, ATV Insurance in NY. Servicing New York Cities 5 boroughs the Bronx, Brooklyn, Queens, Staten Island and Manhattan. Long Island, Nassau and Suffolk County and all of Westchester County. We offer the best service for the lowest price in insurance.
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